The New Age of Mortgage Lending

How most mortgage lenders interact with their clients is in a traditional manner and not necessarily using the best technology, often sending documents by post during the process and then after completion still sending you information, annual mortgage statements etc by post. Connect Mortgages are delighted to be able to offer our newest lender to our panel – Digital Mortgages by Atom Bank: Mortgages for a digital self-service world Soft…

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Why talking to an Independent Broker can help you realise your property ambitions

For many customers’ their own bank or building society is the first port of call when looking for a mortgage. This is completely understandable when you consider the type of relationship they already have with a bank i.e. setting up their first savings or bank account, having a credit card or even insurance policies. But when it comes to a mortgage, the largest financial transaction they are likely to undertake,…

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BTL taxes ‘working’ as first-time buyers and home mover numbers soar

In an article appearing in Specialist Lending Solutions this week, Connect Mortgages CEO, Liz Syms comments alongside other industry experts on the tax changes to the BTL market. The article takes a look at the effect of the BTL taxes introduced by the Government and that UK finance data shows that first-time buyers and home movers are benefitting as sales grew strongly in Q2 2017. Liz comments on the fact…

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Portfolio landlord change significant – Shawbrook

In an article published by Specialist Lending Solutions, you can read an interview with Stephen Johnson, deputy CEO and managing director for commercial mortgages at our lender Shawbrook, about how the market may be underestimating the impact of Septembers changes to underwriting portfolio landlords. Commenting on the CEBR findings, he looks at how the buy-to-let and landlord market needs to adjust to to adapt to the changes. It also looks at the effects of…

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What will 2017 look like?

Our friends at onlinemortgageadvisor.co.uk recently interviewed a panel of industry experts to reveal how they see the mortgage market unfolding in 2017. Topics put to the panel include: * The future of Buy To Let * Brexit & Regulation * House Prices * The Bank Referral Scheme Connect’s very own Managing Director Liz Syms was asked to give an insight into the market and the key things for clients and mortgage brokers to…

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Buy to Let Britain Report

Kent Reliance have released the fifth edition Buy to Let Britain report What is the Buy to Let Britain Report? A Biannual report that examines the key trends in the private rented sector (PRS) and the Buy to Let (BTL) mortgage market place. The report provides landlords with relevant information on market trends, how increases in costs have affected the sector and the increase of investors securing property through limited company…

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Landlord Rental Index Report – August

What is the HomeLet Rental Index Report? The data included in the Rental Index is gathered from HomeLet’s tenant referencing service. The rental amounts given are based on the actual rental prices achieved for new tenancies in the reported month. The monthly report also provides landlords with useful information on tenant demographics like their average age, income, previous residential status and the type of property they are applying to live in. As well…

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Does the base rate change affect your mortgage?

The Bank of England has cut the base rate for the first time in more than seven years, reducing it from 0.5% to a new all time historic low of 0.25%. So how does the base rate change affect your mortgage? If you are on a tracker rate mortgage linked to the Bank of England base rate you should find that your monthly mortgage payments will now go down inline with…

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Landlord Rental Index Report – June

What is the HomeLet Rental Index Report? The data included in the Rental Index is gathered from HomeLet’s tenant referencing service. The rental amounts given are based on the actual rental prices achieved for new tenancies in the reported month. The monthly report also provides landlords with useful information on tenant demographics like their average age, income, previous residential status and the type of property they are applying to live in. As well…

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