keysAre you a Landlord who is in need of a loan?

Buying a property for investment requires specialist finance. A wide range of finance options are available for landlords to suit the type of property they wish to invest in, and include the following:

Buy to Let Mortgages

This type of mortgage is used when you wish to purchase a property to let out. Most lenders offer ‘vanilla’ style Buy-to-Lets e.g. a standard property let to a single family. Some lenders however will consider more complex Buy-to-Lets, e.g. properties that are let on a multiple occupancy basis (HMOs) or applications from limited companies rather than individuals.

Commercial finance

Commercial finance is used to purchase property that is to be occupied by a business for example shops, offices and warehouses. Commercial lenders will also consider Buy-to-Let transactions and are often used for complex Buy-to-Lets or property that is a mix of both commercial letting and residential letting.

Bridge finance

Bridging finance is used for short-term funding requirements of up to 12 months. It  will often be used for speed, say at auctions or where a property is to be renovated and sold.

Second charge loans

This is a secondary loan on a property that already has a mortgage. It can be used to increase the level of borrowing on a property, where it is not possible or prudent to make changes to the first mortgage.

What next?
We will come back to you quickly to let you know how we can help. If you would like to speak to us immediately, call us on 01708 676 111.

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