Want to protect yourself, family and property? We can help
About Protect Your Wealth
It is important to seriously consider the impact that circumstances outside of our control could have on the wealth and property we invest so much time and money in building. Whilst we don’t always like to think about it, most of us at some point can be affected by situations outside of our control.
We protect our cars from accidents and thefts as we are legally obliged to do so. However, the value of our car is a fraction of the value of our property assets or the value of the income we could generate over a lifetime!
If you have a mortgage on your home or Buy to Let investment, the lender will insist that you have property insurance in place. However, this is just the minimum cover you should consider.
You should also consider the following types of protection:
If you are too ill to work, this type of plan pays a regular monthly sum to replace your lost income until you are well enough to work again. More
A sum of money that will pay out if you or your partner were to die. This can be used to repay mortgage debt or replace lost income. More
A sum of money, usually a lump sum, that will pay out if you are defined as having a specified serious illness such as a Heart Attack, Cancer, Stroke etc. This sum can be used to repay debt, replace income or help ease the effects of the illness such as property alterations. More
If you are made redundant, this type of plan pays a regular monthly sum to replace your lost income until you find new employment. More
Rent guarantee insurance
If you let a property and your tenant does not meet the rent payments, this type of insurance can cover the legal costs in taking the tenant to court and replace your lost rent in the meantime. More
If you would like to find out what mortgage options are available to you please call one of our experienced mortgage advisers on 01708 676111, or send us a message using the form below.