Contents Insurance Calculator | It’s surprising how quickly the value of your household items adds up. Use our calculator to estimate how much contents insurance you may need, just select the rooms in your home to get started. Helpful Tip: When valuing your belongings, think in terms of replacement cost, what it would cost to buy them new today. Our contents insurance offers new-for-old coverage, giving you peace of mind.

Home Insurance Calculator graphic showing a unique dark blue and light blue speech bubble with Open Sans text “Home Insurance Calculator”, alongside a calculator, house model, keys, and insurance paperwork to represent calculating home insurance costs.

Is Building Insurance the Same as Home Insurance?

Protecting your home starts with knowing the cost. Our Home Insurance Calculator helps you estimate insurance premiums instantly, whether you’re a homeowner or landlord.

Explore tailored options for buildings and contents insurance, and get guidance on cover types, limits, and excess. We break down your quote into simple terms so you can make informed decisions fast.

Already comparing mortgage options? Use our Mortgage Calculator or Stamp Duty Calculator alongside this tool to plan your finances holistically.

At Connect Mortgages, we don’t just offer tools, we offer real, regulated advice. Need help understanding your cover? Contact our expert advisers today and get a free callback within 4 hours.

Home Insurance Calculator

Home Insurance Calculator

Select what you have and get an approximate annual quote.

Detached properties typically have higher rebuild costs; terraces share walls and usually cost less to insure.
Standard brick & tile is easiest to insure; non-standard or thatch can limit insurer choice.
Thatched roofs are specialist and often much more expensive; flat roofs increase leak risk.
Security features (may reduce premium)
Additional buildings
Estimate only

Please note that this calculator provides illustrative estimates only and should not be considered financial advice. While it’s helpful to get a general idea of potential costs, actual insurance premiums may vary based on your individual circumstances, provider criteria, and underwriting assessments.
For accurate quotes and tailored advice, we recommend speaking with a qualified adviser.