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You should check your credit file before your mortgage provider does.


1 in 3 UK credit reports contains errors!

This could be the difference between being Accepted or Declined for your mortgage, so it’s important to make sure yours is correct.

Having a healthy credit report is the key to getting the best interest rates on your mortgage.

Hit the green button to check, monitor & correct your report and score with UK Credit Ratings, plus see how your mortgage lender will view you.


Why Do I Need to Know My Current Credit Score and Social Media Image?

Your credit profile is a major factor lenders use when making decisions on whether to lend to you. The difference between an okay score and a good score can save you thousands in interest payments.

Your online social media image is often checked as well to determine if you are a reliable candidate.


How Can I Use My Credit Report?

Make sure your credit score is the best it can be BEFORE applying for a loan, mobile phone and more.

Get help to improve your score and keep it at its best.

If your score is below average, STOP APPLYING for credit. These can leave footprints on your report that will have a negative impact on your score.


UKCreditRatings offer a 14-day free trial to their credit report service. If you choose not to cancel within the trial period, you will incur the monthly subscription fee of £19.95 until you cancel the account.