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Industry Insight – New housing options post Covid-19
With New Year resolutions made, many in the UK will be looking ahead having firmly shut the door on 2020. Despite a particularly difficult year generally, and with our current lockdown status in force; on a social and an economic level, those serving the mortgage industry can still look to the future with optimism.

Modern bathroom essential for most homebuyers
With the housing market still in full swing, the suspension of stamp duty has led to many people selling their houses quickly and often for over the asking price. In fact, recent data shows that between November and December, asking prices were up 6.6% compared to 2019.

Mortgage payment holidays extended to July 2021
Mortgage payment holidays for homeowners whose finances have been impacted by coronavirus have been extended until the end of July 2021. Lenders also have a range of other support measures in place to help homeowners through this difficult time. If you’re struggling to meet your monthly mortgage repayments or think you may do so in future, don’t panic. Instead, get in touch with your mortgage advisor or lender as soon as possible to discuss your options.
Arranging Portfolio Finance – Top 6 considerations
Arranging the right finance is a key element to any successful property investment, but it can also be a tough task. There is no one perfect product that is right for everyone. Indeed, there are hundreds of lenders and thousands of products. Each lender has its own criteria and pricing, and changes these on a regular basis depending on its own risk appetite – so, how can you identify the best of these for your individual circumstances, which will also change frequently?
Summer House – Option for ‘year round’ homeworking
With COVID-19 restrictions continuing to be part of everyday life, thousands of employees have remained working from home. During the first lockdown back in March many of us were operating from a corner of the living room, the kitchen table or the spare bedroom but as restrictions have continued, home working has become increasingly sophisticated. With more people looking to create a dedicated workspace at home, building a ‘summer house’ separate from the main residence is becoming a popular option.
How can you secure a mortgage in later life?
Retirement comes with a range of costs, which many people usually cover via a pension, however increasing numbers of Britons are facing later life with a mortgage.