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Precise Mortgages – First- time Landlords: 5 top tips to help make the move into buy to let
Roger Morris, Group Distribution Director, Precise Mortgages Imagine being an aspiring first-time landlord in January or February of 2020 and excited about making your move into the world of buy
CONNECT TEAM UPDATE – 95% Residential Mortgages and complex criteria
If you are struggling to find a deposit to buy a home, its good to know that following the pandemic restrictions, more lenders are coming back to the market at 95%, meaning you only need to find 5% of a properties value as a deposit.
All set to take your first step onto the property ladder? How to get mortgage ready.
Being declined for a mortgage, even though it can be a deflating experience, is not game over as options have broadened over the past decade.
Looking for a mortgage? Make sure you look beyond the headline rate
There are well over 700,000 homeowners in the UK who have fixed-rate mortgages coming to an end in 2021, which means many will need to find a new mortgage product to keep their monthly repayment costs down.
Commercial or Super Specialist Buy to Let?
The pandemic has affected the commercial mortgage market far more than other mortgage markets, particularly in sectors such as hospitality. As a result, lenders became more cautious with their criteria, such as lower LTVs or declining applications from certain sectors.
FTBs to get 30% discount as government’s First Homes scheme launches today
Discounted houses will be available to first-time buyers for almost a third off the market price under a new government scheme that launches today.
According to MHCLG, the First Homes scheme will help local first-time buyers – including key workers – onto the property ladder by offering homes at a discount of at least 30% compared to the market price.