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Help your family with a mortgage deposit and still make an investment return

Do you have successful BTL property investments but now want to help your Son or Daughter get on the property ladder? If you use a BTL mortgage, you may have discovered that many lenders will not allow you to let your property to an immediate member of family. You may have wanted to ‘lend’ the deposit to be told it could only be a non-refundable gift, or it would not meet the lender’s criteria.

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Commercial or Super Specialist Buy to Let?

The pandemic has affected the commercial mortgage market far more than other mortgage markets, particularly in sectors such as hospitality. As a result, lenders became more cautious with their criteria, such as lower LTVs or declining applications from certain sectors.

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