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Help your family with a mortgage deposit and still make an investment return
Do you have successful BTL property investments but now want to help your Son or Daughter get on the property ladder? If you use a BTL mortgage, you may have discovered that many lenders will not allow you to let your property to an immediate member of family. You may have wanted to ‘lend’ the deposit to be told it could only be a non-refundable gift, or it would not meet the lender’s criteria.
Precise Mortgages – First- time Landlords: 5 top tips to help make the move into buy to let
Roger Morris, Group Distribution Director, Precise Mortgages Imagine being an aspiring first-time landlord in January or February of 2020 and excited about making your move into the world of buy
CONNECT TEAM UPDATE – 95% Residential Mortgages and complex criteria
If you are struggling to find a deposit to buy a home, its good to know that following the pandemic restrictions, more lenders are coming back to the market at 95%, meaning you only need to find 5% of a properties value as a deposit.
All set to take your first step onto the property ladder? How to get mortgage ready.
Being declined for a mortgage, even though it can be a deflating experience, is not game over as options have broadened over the past decade.
Looking for a mortgage? Make sure you look beyond the headline rate
There are well over 700,000 homeowners in the UK who have fixed-rate mortgages coming to an end in 2021, which means many will need to find a new mortgage product to keep their monthly repayment costs down.
Commercial or Super Specialist Buy to Let?
The pandemic has affected the commercial mortgage market far more than other mortgage markets, particularly in sectors such as hospitality. As a result, lenders became more cautious with their criteria, such as lower LTVs or declining applications from certain sectors.