What is an Unregulated Mortgage?

Graphic explaining “What is an Unregulated Mortgage?” using Connect Mortgages branded blue and white colours. The image shows a commercial building, a buy-to-let house with a sold sign, and an auction gavel, representing investment and commercial lending. A smooth curved branded panel runs across the right side, with the title displayed in Open Sans at the top of the 600x300 image.

When Mark first heard the phrase What is an Unregulated Mortgage? It was during a late evening call with his broker. He owned a property outright and wanted to borrow against it for a short-term investment. The loan did not feel like a standard mortgage, and the rules sounded different. Mark quickly realised that understanding […]

What is a Regulated Mortgage?

White background graphic with Connect Mortgages branded blue curved panel covering the full right side. The title “What is a Regulated Mortgage?” appears at the top in Open Sans. Below, a dashed frame contains a magnifying glass showing the FCA logo, a blue house icon with windows and a door, a blue pound symbol icon, and a vertical row of blue tick boxes.

When Sarah first searched online for her next home, she kept seeing the phrase “What Is a Regulated Mortgage?” but did not fully understand its meaning. She knew she wanted clear advice, protection, and reassurance. Understanding mortgage regulation became the key to making the right decision. A regulated mortgage is a home loan subject to […]

First-Time Landlords Mortgage Advice

Illustration of a stylised house in Connect Mortgages branded blue tones. The roof contains the text “First-Time” in branded colours. Inside the house, the word “Land” appears on one line and “Lord” on the line below. A blue speech bubble extends to the right with the title “Mortgages Mortgages Advice,” set in Open Sans, against a smooth curved branded background.

First-Time Landlords Mortgage Advice | Starting the journey with clarity.  Becoming a First Time Landlords often begins quietly. You may be keeping your first home when moving on, or buying a property to create long-term income. At first, it feels straightforward. Then the questions arrive. Mortgage rules change. Tax works differently. Legal duties increase. For […]