Is your fixed-rate mortgage ending soon?
Whether your mortgage is for your home or a buy-to-let property, if your fixed-rate deal ends within the next six months, or has already ended, now is the ideal time to review your options.
Lenders typically let you secure your next deal between three and six months before your current fixed rate expires, giving you time to make an informed decision rather than a last-minute one.
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How a Mortgage Review Could Help You
- Will my monthly payments go up?
- Should I secure a new deal now, or wait?
- Is my current lender still my best option?
- Could I save money by shopping the wider market?
- What happens if I do nothing?
Speaking to an expert adviser can help you cut through the uncertainty, comparing your options across the whole market to find the deal that’s genuinely right for your circumstances.
Is This You?
This mortgage review is designed for people who:
✔ Have a fixed-rate mortgage ending within the next six months
✔ Have already come to the end of their fixed-rate deal
✔ Have a residential mortgage or a buy-to-let property
✔ Want to understand their options before making a decision
✔ Would value professional advice with no obligation
If that sounds like you, we’d be pleased to help.
Why Choose Connect Mortgages?
Choosing your next mortgage isn’t just about finding a competitive rate, it’s about understanding all of your options.
When you speak to Connect Mortgages, you’ll benefit from:
Access to over 200 lenders and providers
We compare mortgage solutions from across the market, not just one lender’s products.
More than 25 years’ experience
Our advisers help clients with straightforward mortgages as well as more complex circumstances, including self-employed income, credit issues and buy-to-let portfolios.
Advice tailored to you
Every recommendation is based on your personal circumstances and objectives.
No pressure
Your consultation is completely free, with no obligation to proceed.
What Our Clients Say
What Happens During Your Mortgage Review?
During your consultation, one of our experienced advisers will:
- Review your current mortgage.
- Discuss when your fixed rate ends.
- Explain the options available to you.
- Compare products from across the market.
- Answer any questions you may have.
You’ll leave with a clearer understanding of your options and what the next steps could look like.
Book Your Free Mortgage Review
Helping homeowners and landlords make informed mortgage decisions.
Your home may be repossessed if you do not keep up repayments on your mortgage.
No obligation. No jargon. Just straightforward, professional advice.
FAQ : Frequently Asked Questions
Does the consultation cost anything?
No. Your initial mortgage review is completely free and there’s no obligation to proceed afterwards.
My mortgage doesn't end for a few months. Is it too early?
Not at all. Most lenders allow you to secure a new mortgage rate up to six months before your current deal ends, making early conversations worthwhile.
My fixed rate has already ended. Can you still help?
Yes. If you’ve already moved onto your lender’s Standard Variable Rate (SVR), we’ll review your options and discuss whether there’s a more suitable mortgage available.
Will checking my options affect my credit score?
No. An initial conversation doesn’t involve a credit check. If you decide to proceed, your adviser will explain when any lender checks may be required.
Do I have to change lenders?
Not necessarily. Sometimes staying with your current lender is the right choice. We’ll compare that against the wider market and explain your options, so you can make an informed decision.