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UK mortgage rates are a starting point; understanding how a deal fits your life makes the comparison worthwhile. Use the tool below to explore live mortgage rates, updated daily, from lenders across the UK, estimated repayments and lender fees based on your property value, deposit and mortgage term.
A Connect Mortgages adviser can help you review the results and understand which options may suit your circumstances.
Results are illustrative and do not confirm eligibility or constitute a mortgage offer. Products can change or be withdrawn, and lender checks apply.
No. The results match the information and filters you enter, but they don’t confirm a lender will approve your application. Lenders assess your income, spending, credit history, deposit and property against their lending criteria. A Connect Mortgages adviser can help you understand which options may suit your circumstances, while the lender makes the final lending decision.
A mortgage with a lower interest rate may carry a higher product fee or other charges. These can outweigh the interest savings over the period you keep the deal. Cashback and incentives can also affect the comparison. Compare the same borrowing amount and period, taking account of repayments, fees and any early repayment charges that may apply.
The initial rate is the interest rate charged at the start of your mortgage. Depending on the product, it may be fixed or variable.
APRC stands for Annual Percentage Rate of Charge. It expresses the estimated annual cost across the full mortgage term, including interest and relevant charges, using stated assumptions. It reflects what happens after the initial deal ends. Use APRC alongside the costs over your intended deal period, as it does not guarantee your future costs.
Selecting a mortgage lets you enquire about that product. A Connect Mortgages adviser can then discuss your needs, review your circumstances and check the product’s suitability and availability. They will explain relevant fees and the next steps before you decide whether to apply. Further information and lender checks will be required if you proceed with an application.
The results show the rate information available in the comparison tool when you search. Lenders can change rates or withdraw products, so treat the results as a guide until current availability and terms have been checked. A Connect Mortgages adviser can check the selected product’s rate, fees and availability before you proceed. Viewing a rate or sending an enquiry does not reserve it.