UK House Price Growth in November 2022: A Market Study
UK House Price Growth: UK annual house price growth slowed to 4.4% in November 2022, compared with 7.2% in October. Prices also fell by 1.4% month-on-month after seasonal adjustment. This followed a 0.9% monthly fall during October. The figures suggested that the housing market was losing momentum after mortgage borrowing costs increased. However, a national […]
Buy-to-Lets Affordability
Buy-to-lets affordability is not just about whether a landlord can afford the monthly payment. It is about whether the property can carry the debt through changing rates, changing rent, lender stress tests and long-term risk. That is the quiet discipline of buy-to-let lending. A property may look profitable on paper, but lenders ask a harder […]