Self-Employed Mortgage Brokers
Self-Employed Mortgage Brokers: Income, Evidence and Lender Checks – Getting a mortgage when you are self-employed is not usually about whether you earn enough. It is often about whether your income can be clearly evidenced, properly explained, and assessed by the right lender. That is where self-employed mortgage brokers can help. They do not create a […]
Understanding Mortgages
Understanding Mortgages: A Practical UK Guide – At a glance A mortgage is a loan secured against property. You borrow money to buy, remortgage or raise funds against a home, then repay it over an agreed term. The main points to understand are: How much you borrow The deposit or equity you have The interest rate […]
How Rising Property Value Can Change Your Remortgage Options
How Rising Property Value Can Change Your Remortgage Options: A higher property value may reduce your loan-to-value ratio when your mortgage balance has stayed the same or fallen. A lower LTV could provide access to a wider range of remortgage products. However, a higher valuation does not guarantee a lower rate or additional borrowing. Lenders […]