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BUY TO LET

EPC rating changes and the effect on BTL investing

You may have heard of the ‘Minimum Energy Performance of Buildings Bill’ currently making its way through parliament. This is a Bill to make provision to increase the minimum energy performance of buildings and sets out that all domestic properties must have an EPC rating of at least C by 2035.

10 tips for first time buy to let landlords

It can be intimidating to take the first step onto the buy to let ladder. It’s not like buying a house, which is already a difficult task. Legalities, finances, and, of course, your renters are all things to consider. Whether you’ve become an unintentional landlord or want to start a buy-to-let portfolio, these 10 pointers can help you succeed.

Complex buy to let mortgages

Getting started on the buy-to-let ladder might be intimidating. It’s not like purchasing a home, which may be difficult enough. When it comes to growing a buy-to-let property portfolio, many consumers reach a point when their requirements become too complex for some lenders to handle.

Precise Mortgages – First- time Landlords: 5 top tips to help make the move into buy to let

Roger Morris, Group Distribution Director, Precise Mortgages Imagine being an aspiring first-time landlord in January or February of 2020 and excited about making your move into the world of buy to let. You’ve got your deposit together, identified a target property and are just about to get the ball rolling when, suddenly, COVID-19 hits. Almost …

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Commercial or Super Specialist Buy to Let?

The pandemic has affected the commercial mortgage market far more than other mortgage markets, particularly in sectors such as hospitality. As a result, lenders became more cautious with their criteria, such as lower LTVs or declining applications from certain sectors.