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EPC rating changes and the effect on BTL investing

You may have heard of the ‘Minimum Energy Performance of Buildings Bill’ currently making its way through parliament. This is a Bill to make provision to increase the minimum energy performance of buildings and sets out that all domestic properties must have an EPC rating of at least C by 2035.

10 tips for first time buy to let landlords

It can be intimidating to take the first step onto the buy to let ladder. It’s not like buying a house, which is already a difficult task. Legalities, finances, and, of course, your renters are all things to consider. Whether you’ve become an unintentional landlord or want to start a buy-to-let portfolio, these 10 pointers can help you succeed.

Complex buy to let mortgages

Getting started on the buy-to-let ladder might be intimidating. It’s not like purchasing a home, which may be difficult enough. When it comes to growing a buy-to-let property portfolio, many consumers reach a point when their requirements become too complex for some lenders to handle.

Precise Mortgages – First- time Landlords: 5 top tips to help make the move into buy to let

Roger Morris, Group Distribution Director, Precise Mortgages Imagine being an aspiring first-time landlord in January or February of 2020 and excited about making your move into the world of buy to let. You’ve got your deposit together, identified a target property and are just about to get the ball rolling when, suddenly, COVID-19 hits. Almost …

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Commercial or Super Specialist Buy to Let?

The pandemic has affected the commercial mortgage market far more than other mortgage markets, particularly in sectors such as hospitality. As a result, lenders became more cautious with their criteria, such as lower LTVs or declining applications from certain sectors.