Residential Affordability

Use our Residential Affordability Calculator UK to instantly check how much you could borrow based on real-time lender criteria from over 45 trusted UK mortgage providers. This tool provides a tailored affordability estimate based on key details, including your property location, purchase type, loan amount, and repayment method.

Whether you’re planning to buy your first home, remortgage, or simply explore your borrowing potential, this calculator gives you an accurate and up-to-date snapshot of what lenders may offer.

• Live lender insights
• Optimised for UK borrowers
• Quick, simple, and completely free to use

💡 Ready to move forward? Speak to a mortgage expert or explore first-time buyer mortgages now.