How To Improve Your Credit Score | Improving Approval Rate

How To Improve Your Credit Score

How to Improve Your Credit Score   Let’s begin with the obvious fact: nobody particularly desires a bad credit score. Quite the opposite, a good credit score is invaluable. A high credit rating makes you more likely to secure financing at the most favourable rates. Your credit history also significantly determines your eligibility for various […]

Remortgage with Bad Credit | A Connect Expert Mortgage Guide

Remortgage with Bad Credit

Remortgage with bad credit   Securing a remortgage with a less-than-ideal credit history can be demoralising.  Many lenders traditionally prefer applicants with excellent credit records. However, it’s important to understand that it is still possible to have your remortgage application considered by a lender. You can take comfort in knowing this is even if you […]

7 Proven Strategies for Remortgaging | Debt Consolidation

7 Proven Strategies for Remortgaging

7 Proven strategies for remortgaging   Life often surprises us with unexpected financial challenges. Maybe you achieved homeownership successfully. However, many find themselves tangled in debt afterwards. These situations often arise when people are compelled to borrow money to meet their day-to-day financial commitments. For instance, they may resort to payday loans to cover a […]

Should I Stick With My Current Mortgage Lender?

Blue branded graphic with a dark blue speech bubble reading “Should I Stick With My Current Mortgage Lender?”. Below, a mortgage adviser sits at a desk speaking with a couple, with a laptop open and paperwork on the table. Curved blue design elements frame the edges on a white background.

Should I Stick With My Current Mortgage Lender? | When your mortgage deal comes to an end, the path of least resistance is often to accept a new offer from your existing lender. It’s convenient, requires minimal paperwork, and may seem like a stress-free choice. But should you stay with your current mortgage lender, or could […]

How to Improve Bad Credit for a Mortgage

Person looking stressed while reviewing bills and paperwork at a kitchen table with a laptop and calculator, representing How to Improve Bad Credit for a Mortgage

How to Improve Bad Credit for a Mortgage |  If your credit score is less than perfect, you’re not alone. Many people face challenges with credit, but the good news is that it can be improved. Whether you’re recovering from missed payments, CCJs, or defaults, there are practical steps you can take to turn your […]

What Is a Bad Credit Score?

A colour-coded credit score gauge ranges from “Very Poor 0–560” through “Poor 561–720,” “Fair 721–880,” “Good 881–960,” and “Excellent 961–999,” with the pointer aimed at the “Very Poor” section. Above it, a blue speech bubble in Open Sans reads “What Is a Bad Credit Score?” with curved blue Connect Mortgages brand accents in the top-right corner.

What Is a Bad Credit Score? |A bad credit score is a rating that indicates a higher level of financial risk to lenders. It is usually based on missed payments, defaults, County Court Judgments, or insolvency events. In the UK, each credit reference agency uses its own scoring system, but a lower score generally signals […]