How Do I Stop Stressing About My Mortgage Application?
Purchasing a house is often exhilarating and meaningful, yet the journey can be difficult even in ideal circumstances. Don’t let it overwhelm you! There are constructive measures you can take to ease the process. If this adventure has proven tedious, stressful, or intimidating for you thus far – don’t worry! Here are some simple tips that may help mitigate your home-buying stress levels:
First, find an experienced financial adviser who thoroughly understands the mortgage process and has a good working relationship with your potential lender. 
We at Mortgages Connect have over 170 lenders on our panel to choose from, which makes it invaluable during your home search and can make all the difference in finding the ideal lender for you.
Second, get pre-approved for a loan before you start house hunting. This will give you an idea of how much you can spend and show sellers that you’re serious about buying a home.
Third, be realistic about what you want and expect from the process. Understanding the local market and how it affects pricing is essential so you don’t set yourself up for disappointment.
Fourth, stay organised! Make a list of all the must-haves and nice-to-haves you’re looking for in your new home. This will help ensure you don’t overlook potential homes or miss out on essential features.
Finally, don’t forget to leave a little room in your budget for unexpected expenses. Home buying is a significant investment, and there are always surprises along the way, so it’s wise to plan and set aside some extra cash just in case.
Following the advice above and arming yourself with patience and knowledge, you can find your dream home quickly. So take a deep breath and remember: it may be challenging, but you will not be without support and guidance from our experienced team.
Our mortgage process
We will be there when you have a burning question you need answering. We pledge to help you and keep you updated throughout the mortgage process.
We will tell you:
- When we have identified the right lender that fits your needs
- The result of your decision in principle
- Full application submission date
- Date documents received by the lender
- Date the property valuation is booked
- The result of the valuation
- If the lender comes back with a lower valuation, we will give you options:
- Re-negotiate the sale price with the vendor
- Apply to a different lender
- Search for another property
- If the underwriter requires additional documents
- When you need to instruct a Solicitor
- The day we receive your offer
- About the Conveyancing process and timescales
- Options for mortgage protection and home insurance
- Your protection quotes with tailored recommendations
- The date for key handover
We can’t promise there won’t be any hiccups along the way, but we can ease your journey with our ongoing specialist support and advice.
And our support goes beyond mortgages!
At Connect Mortgages, we go the extra mile to ensure your peace of mind and provide comprehensive assistance beyond just mortgages. We understand that securing a mortgage is just one aspect of your financial well-being, so we offer additional services to cover all bases.
When you choose Connect Mortgages, we’ll provide you with related mortgage products to help with your mortgage journey so you do not have to stress about the “how about!”. We understand the importance of having all the relevant products affiliated with getting a mortgage, such as buildings and contents insurance, life cover and general protection, etc.
In addition, we work with qualified protection brokers who can guide you in choosing the right life insurance and income protection policies. We know that unexpected events, such as illness or reduced income, can impact your ability to make mortgage payments. We aim to help you prepare for such scenarios and safeguard your financial stability.
We want you to feel confident and well-equipped to tackle life’s challenges head-on. We strive to give you peace of mind and financial security by considering various scenarios and providing tailored protection solutions.
At Connect Mortgages, we are dedicated to your overall financial well-being. Our commitment doesn’t end with securing a mortgage. We are here to support you throughout your homeownership journey, providing guidance and assistance in areas that go beyond mortgages.
So, let us be your trusted partner, ensuring you have the right legal support and protection in place. Contact us today to explore how we can help you achieve financial peace of mind. Together, we’ll navigate the complexities and ensure you’re well-prepared for whatever lies ahead.
Why Connect
Connect Mortgages is your go-to destination for all your mortgage needs, just like your favourite supermarket. We understand that buying a home can be daunting, but with our expertise and commitment to exceptional service, we aim to make it as stress-free as possible.
With over 25 years of experience in the industry, our knowledgeable team is here to guide you every step of the way. We recognise that each home buyer has unique circumstances and requirements, so we take a personalised approach to meet your needs.
Why should you choose us as your mortgage partner? Here are just a few reasons:
- Comprehensive Services: We offer a wide range of mortgage services, covering everything from initial consultations to securing the right mortgage product for you. Whether you’re a first-time buyer, a seasoned investor, or looking to remortgage, we have the expertise and resources to assist you.
- Extensive Network: Our vast network of lenders gives us access to various mortgage products. This means we can find the best options that match your financial goals and circumstances. We do the legwork for you, saving you time and effort.
- Personalised Approach: We understand that your home-buying journey is unique, and we tailor our services accordingly. Our team takes the time to understand your specific requirements and financial situation, ensuring we provide personalised advice and solutions that align with your goals.
- Exceptional Customer Service: At Connect Mortgages, we prioritise customer satisfaction. We are dedicated to delivering the highest service level, providing clear communication, prompt responses, and ongoing support throughout the process. We strive to make your experience with us positive and hassle-free.
Don’t navigate the mortgage process alone. Let us be your trusted partner, guiding you towards homeownership with confidence. Contact us today to start your journey. Our team is ready to assist you and show you why Connect Mortgages is the ideal choice for all your mortgage needs. Together, we’ll make your dreams of owning a home a reality.
