Mortgage Protection & Life Insurance |Protect Your Home, Your Income, and Your Future with Tailored Insurance. At Connect Mortgages, we understand that insurance is not just a tick box; it’s your safety net. Our expert team offers mortgage protection insurance, life insurance, income protection, and critical illness cover designed to provide lasting security for you and your loved ones.
Whether you’re a first-time buyer, a buy-to-let investor, or managing a growing property portfolio, we tailor each plan to fit your unique needs and protect your financial commitments. We also offer advice on general insurance options, including home, landlord, and building and contents, providing comprehensive coverage and peace of mind under one roof. Our protection plans are flexible, FCA-regulated, and backed by a panel of trusted UK insurers. Let us help you find the right cover so your family, property, and income are safeguarded no matter what life throws your way.
Explore our adverse credit mortgages if you’ve had financial challenges, or contact our expert advisers for free guidance on choosing the right insurance for your situation.
Mortgage Protection Insurance
Protect your mortgage if you’re unable to work due to illness, injury, or death. Cover designed to help homeowners and first-time buyers stay in their homes.
Buildings and Contents Insurance
Comprehensive cover for your home or rental property. Includes protection for structural damage, fire, theft, floods, and loss of contents.
Critical Illness Cover
Receive a one-time payout if diagnosed with a serious illness. Secure your income, cover mortgage costs, and protect your family’s financial future.
Landlord Insurance Cover
Protect your rental income and property with landlord-specific cover, including buildings, liability, and loss of rent from tenant issues or damage.
FAQs: Mortgage Protection & Life Insurance
Most frequent questions and answers about Mortgage Protection & Life Insurance
Mortgage protection insurance is a policy that helps cover your monthly repayments if you’re unable to work due to illness, injury, or death. It ensures your home remains secure during difficult times.
Life insurance is not legally required to get a mortgage, but many lenders recommend it. It provides peace of mind that your loan can be repaid in the event of your death, protecting your family from losing their home.
Some mortgage protection policies include critical illness cover, which pays out a lump sum if you’re diagnosed with a serious medical condition. This can help pay off your mortgage or cover treatment costs.
Life insurance pays a lump sum to your beneficiaries if you die, whereas mortgage protection specifically covers your mortgage balance. Some people choose to have both for full financial protection.
Yes, but it may depend on your condition and insurer. Some providers offer tailored policies or exclusions, and brokers like Connect Mortgages can help you find the best option for your circumstances.
If you own a home or buy-to-let property, buildings and contents insurance is highly recommended. It covers structural damage, theft, fire, floods, and damage to your possessions. While not always legally required, many mortgage lenders will insist on buildings insurance as a condition of the loan. Without it, unexpected events could leave you facing major repair or replacement costs.